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The Carrillo Lifestyle

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It always begins with a vision and a desired lifestyle. It must absolutely begin this way, because without a vision, the Financial Advisor cannot help you get there. At C.M. Carrillo Financial Advising, the beginning of our planning process involves focusing in on the client's vision for the future as well as the client's desired lifestyle. It is not for us to tell any client what his or her lifestyle should be, but we are always more than happy to help our clients discover what they truly want in life.

Sometimes identifying the various components that comprise one's vision and desired lifestyle can be challenging. Some individuals know precisely what they want, some have a general idea, and sometimes individuals really haven't given it much thought at all. Now, consider for a moment if a Financial Advisor were to say to a client, "What is your vision for the future, and what is your desired lifestyle?" These are actually two very good questions to ask; however, they are not necessarily easy questions for anyone to answer because they are both such open-ended questions. Consequently, navigating the process of identifying the various components that comprise one's vision and desired lifestyle can take time, and if takes time, that's alright. There is nothing wrong with that. And of course, sometimes the various components that comprise one's vision and desired lifestyle can change and evolve along with everything else that is taking place in one's life. Change is always a constant.

For some clients with exceptionally extravagant desires, we may have to bring them back down to reality a little bit. This is because at the end of the day, time and math are two aspects of reality that we must face. However, to other clients with exceptionally modest desires, we may say: "Dare to dream!" Whatever the case may be, one thing we know for sure is that the amount of time we are given to navigate this unpredictable adventure that we call life is such a precious and valuable commodity, mostly because it's finite. Once it's gone, we can never get it back. That is why we feel it is very important to help our clients quantify freedoms.

Quantifying Freedoms is a term that we use to help our clients understand
how much they can spend, not how much they can't.

You work hard for your money, so set aside some time to enjoy it!
Make some magnificent memories!

Throughout this webpage, we have provided a substantial list of links and resources that may help you as you think your way through the process of identifying the various components that comprise your vision for the future as well as your desired lifestyle. This webpage is meant to get you thinking about potential life experiences as well as various aspects of life that are capable of impacting your quality of life on a daily basis. The world in which we live has so much to offer, so use this webpage as a tool to start discovering what it is that you truly want in life. There are no right answers or wrong answers, only your answers.

Have you ever considered what retirement really means to you?
In recent years, many people have been rethinking what retirement truly means to them.

What does your vision look like?

How to Create a Vision Board | Jack Canfield

What is your desired lifestyle?

The Discovery Process Self Reflection

The Discovery Process Self Reflection is a document as well as an exercise that is integral to our firm's mission to help each of our clients enhance their quality of life and transform their vision into their reality. The Discovery Process Self Reflection also represents the first two phases of our firm's overall financial planning process. In short, it helps us help you.

If you would like to learn more about our Financial Planning Process, click on the link directly below.
Our Financial Planning Process Page

It is recommended that couples initially navigate The Discovery Process Self Reflection separately. Once both individuals complete the exercise, couples should then come together to review and compare what was discovered.

If something is important to you, you make time for it.

Ultimately, completing this exercise will make it possible for every individual that we work with to have a meaningful and productive conversation with the Financial Advisor. To begin your discovery process, click on the link directly below in order to download and print out our gift to you.

Download Link: The Discovery Process Self Reflection

Interests Outside of The Workplace


"It is important to have passions in life. Passions are those interests of ours that exist on a much higher level. I have three passions in life. One is in the workplace. I absolutely love working with the financial markets. My other two passions exist outside of the workplace. One is Cardinals Baseball and the other is cooking."
– C.M. Carrillo

“Luxury is the recognition of quality.”
– G. Bruce Boyer

Explore St. Louis

Attractions In The Greater St. Louis Area

Whether you are planning a vacation or a staycation in St. Louis, there is definitely something for everybody.

                                   Get "In The Know"

St. Louis Sports

St. Louis Sports Venues

The Brewery, Racetracks, & Casinos

* Always Have Fun Responsibly.

St. Louis Music & Theater Attractions

The Cathedral Basilica of Saint Louis

The Old Cathedral

  • 1831: Groundbreaking
  • 1834: Completed
  • 10/26/1834 | Consecration Ceremony
  • 01/27/1961: Designated a Basilica by Pope John XXIII

The New Cathedral

  • 05/01/1907: Groundbreaking Ceremony
  • 10/18/1908: Placement of Cornerstone
  • 1914: Completed & Dedication Ceremony
  • 06/29/1926: Consecration Ceremony
  • 04/04/1997: Designated a Basilica by Saint Pope John Paul II

The Great Outdoors!

The following includes lists of parks and natural areas that can be found within
St. Louis City, St. Louis County, and The State of Missouri.
Parks that are managed by local municipalities may not be listed.

For Animal Lovers

Gateway Arch National Park

Forest Park

Opened to the public in June of 1876, Forest Park in Saint Louis is one of the largest urban parks in the nation. At 1,326 acres, the park is larger than Central Park in New York City.

Jefferson Barracks Park & Museums

Additional St. Louis Attractions


Jack Baumann
Travel Advisor

Guidester Company Website

Guidester Facebook Business Page

Guidester YouTube Channel

Kent Lawrence
Travel Advisor

Cruise Planners - Kent Lawrence
Company Website

Cruise Planners - Kent Lawrence
Facebook Business Page


St. Louis Lambert International Airport

Planning To Travel Internationally? Get Your Passport!

A Better Way To Buy & Sell Your Vehicle

                           Jay Grosman

Fashion & Style

"I have come to recognize that the more you learn about fashion and style, the more you realize it really isn’t all about the clothes. It’s about emotion. And because of this,
developing and understanding one’s personal style can go a long way towards helping an individual feel more comfortable with how he or she is perceived by the world.
Developing and understanding one’s style can build confidence, enhance the quality of one’s interactions with others, and ultimately enhance one’s quality of life."
– C.M. Carrillo

Sprezzatura is an Italian word that first appears in Baldassare Castiglione's 1528 The Book of the Courtier, where it is defined by the author as
"a certain nonchalance, so as to conceal all art and make whatever one does or says appear to be without effort and almost without any thought about it."

Saint Louis, MO

New York, NY

Did you know the City of Saint Louis has a substantial amount of history within the world of fashion?
Develop your personal style while supporting local businesses!

Saint Louis Fashion Fund
Saint Louis, MO

Saint Louis Fashion Fund Website - Home

Saint Louis Fashion Fund Website - History & Mission

Saint Louis Garment District Video - Light Up The Zipper

Council of Fashion Designers of America
New York, NY

Council of Fashion Designers of America Website - Home

Council of Fashion Designers of America Website - About

STL Fashion Alliance
Saint Louis, MO

STL Fashion Alliance Website - Home

STL Fashion Alliance Website - About

Fashion Group International Saint Louis

Fashion Group International Saint Louis Website - Home

Fashion Group International Saint Louis Website - History

For The Gentlemen

What To Know Before Buying A New Suit
Bespoke | Made-to-Measure | Made-to-Order | Ready-to-Wear

Life Lessons From The World of Fashion & Style

The men's elegance journal

Hugo Jacomet

Parisian Gentleman is an online magazine dedicated to
classical men’s style founded in Paris in 2009.

Parisian Gentleman Website

Parisian Gentleman Facebook Page

The Parisian Gentleman is also the title of
Hugo Jacomet's first book.

The Italian Gentleman is the title of
Hugo Jacomet's second book.

Sartorial Talks | Video Library

YouTube Channel by Hugo Jacomet

The Parisian Gentleman
Book by Hugo Jacomet

The Italian Gentleman
Book by Hugo Jacomet

The Arts

Saint Louis Art Museum

Art Saint Louis - St. Louis Gallery Guide

Carrillo Arts Website  |  Carrillo Arts Facebook Page

"The responsibility of the artist is to capture the beauty that God has created.
We do this for the greater glory of God, and also so that the people can
experience the beauty of the world that God has created. Artists have a
God given talent; therefore, this is our purpose."

– R.M. Carrillo

The Arts Throughout St. Louis


There are many things that could be said about the relationship between food and one's vision for the future, and there are many things that could be said about the relationship between food and one's desired lifestyle. Whether it's dreaming about what will be on the menu at your wedding reception or hoping you don't have to argue with your spouse about where tonight's takeout should come from, there is always something to say about food.

For example, whenever people have an opportunity to travel to a destination that has been on their bucket list for quite a while, one of the things they often look forward to is having the opportunity to enjoy the local cuisine. This helps them truly immerse themselves in the local culture and that can result in some magnificent memories and life experiences.

It is also interesting to think about how the aromas and tastes that certain foods produce can allow us to recall wonderful memories from the past. Sometimes food is capable of transporting us back to another time. For example, consider The Holidays. That is such a wonderful time of the year. Families and friends come together to celebrate and those happy times typically involve a nice spread.

Nostalgia: A sentimental longing or wistful affection for the past, typically for a period or place with happy personal associations

Another example may involve one's desire to lose weight. Those that work within the world of Health and Wellness will tell you that you are what you eat and obtaining lasting results typically requires a lifestyle change, as opposed to merely a diet. As they say, the problem with all diets is that eventually they all die. On the other hand, a true lifestyle change can really have a meaningful impact on one's overall health.

At the end of the day, it is fair to say that we all have a unique relationship with food. We of course all have to eat in order to sustain ourselves, but food is such a substantial part of our daily lives that it can have a significant impact on our quality of life.

He who eats well lives well.

Link: YouTube - North End Historical Society
North End Italian Documentary Clip (Food & Family)

"The experience of sharing a meal with another can be something very special. The act of sitting down and breaking bread with another can be an intimate experience, it can be a romantic experience, and sometimes it can simply be a wonderful bonding experience. Sharing a meal with another can go a long way towards establishing a meaningful relationship with that person, and this is true when it comes to both personal and professional relationships.

Furthermore, the act of cooking and actually preparing a meal for another takes on an even deeper level of significance. This is especially true when an individual prepares a meal from scratch. Cooking from scratch of course is a more time consuming endeavor, which involves bringing together all of the necessary ingredients. And I happen to believe the most important ingredient in any dish is always the love. You see, preparing a meal for another can be a way in which to say, ‘I love you.’ And anytime one cooks with the love, that is what makes it possible to say that the food is of God. The love is what makes the food Holy. The love is what makes the food sacred. … After all, God is Love. Buon Appetito!"

– C.M. Carrillo


Life is a journey, and at times, an unpredictable adventure. Every day that we wake up is an opportunity to learn something new and to grow as individuals. The process of discovering your desired lifestyle requires some self reflection, which in turn leads to self awareness. And when you truly know yourself, you can then be more intentional with your choices and more deliberate with your actions.

Things To Consider:

  • How do you look at life?
  • How do you think about life?
  • What is your attitude towards life?
  • What is your approach to life?
  • Do you have a philosophy that guides you through life?
  • How do you really want to live your life?
  • Do you truly know yourself?
  • Do you have convictions, or merely opinions?
  • What do you truly value?
  • What motivates you?
  • Who motivates you?
  • What inspires you?
  • Who inspires you?
  • What are your skills?
  • What are your talents?
  • What are you interests?
  • What are your passions?
  • Have you ever thought about where your skills, talents, interests, and passions overlap?
  • What brings you pleasure?
  • What truly drives you?
  • What is your purpose in life?
  • What is your mission in life?
  • Are you truly happy?
  • Are you truly satisfied with your quality of life?

Big Questions. Important Questions.

Need a little guidance? No worries. The following links may help you discover the right resources. Sometimes a little guidance can make all the difference in the world. We are always here to help in any way that we can.

Resources We Highly Recommend

The Kolbe A Index Page

The Health & Wellness Page

+ From A Religious Perspective +

A More Elegant Life - The Hugo Jacomet Story

Knights Of Columbus | Into The Breach Series
A Series for Catholic Men


Skills can be taught and they can be learned; however, you are born with your God given talents.
Therefore, the question inevitably becomes: Where do your skills, your talents, your interests,
and your passions overlap?
Ascertaining that can substantially enhance your quality of life.
– C.M. Carrillo


Lifestyle: For Couples

Psychology is such an impactful field of study. Put simply, it is the study of the mind and behavior. There are numerous sub-fields within the world of psychology, each with its own focus. Within the context of relationships, understanding the mind as well as behavior can go a long way towards helping people avoid substantial relationship pitfalls.

A couple, for example, can significantly enhance the quality of their relationship if each individual makes an effort to understand how their partner's mind actually works. Successfully managing to do this can have a significant impact on one’s quality of life and it can potentially save a failing relationship.

For individuals that are currently in a relationship, the following videos may prove to be both enlightening and helpful.

Mark Gungor
Video Clip From Mark Gungor's
"Laugh Your Way To A Better Marriage"

A Tale of Two Brains

Helpful Tips For The Gentlemen:
2 Smart questions to ask when she is upset, angry, or stressed:

"Are we listening or are we problem solving?"

"Do you want comfort or solutions?"

Dr. Gary Chapman
The 5 Love Languages
The Secret To Love That Lasts

The 5 Love Languages Trailer

Dr. Gary Chapman - Video Library

Psych2Go - 5 Love Languages

And now for some inspired entertainment,
and a bit of fun …
with a little Italian flair ...

The Good Italian I
The Farmhouse of Wonders

The Good Italian II
The Prince Goes To Milan

The Good Italian III
The Magic of Naples

"Recognizing and appreciating the little things can greatly enhance your quality of life, especially when you consider all of the beauty that exists all throughout the world. Take Italy for example. Italy is a magical  place. The country is capable of inspiring a truly charmed lifestyle. The way in which they live in Italy is different. They don’t merely survive. They don’t merely exist. They live. ... It's the little things."
– C.M. Carrillo

The Gentleman's Wager

The Gentleman’s Wager II

If you find that any of the resources that we have shared on this particular page have been particularly helpful, please reach out and let us know. That sort of feedback is especially valuable to us as we work to help our clients identify the various components that comprise their vision for the future as well as their desired lifestyle. We derive a substantial amount of satisfaction from helping individuals enhance their quality of life. Moving forward, let us know how we can assist you. It is as easy as deciding that now is the time to start a conversation.

We are always here to help in any way that we can.

Helping You Transform Your Vision Into Your Reality

All entities listed, including Carrillo Arts, are separate and unrelated to C.M. Carrillo Financial Advising.

All entities listed, including Carrillo Arts, are separate and unrelated to Prosperity Wealth Management, Inc.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.