When helping clients manage their investments, C.M. Carrillo Financial Advising does not conduct any commission-based business. Instead, we utilize a fee structure that allows us to do better when our clients do better.
529 College Savings Plans
When providing guidance regarding 529 College Savings Plans, C.M. Carrillo Financial Advising does not charge clients any commissions or fees.
If and when it is determined that a Variable Annuity is appropriate for a client, C.M. Carrillo Financial Advising does not utilize Variable Annuity Contracts that offer a commission-based compensation arrangement. Instead, C.M. Carrillo Financial Advising only utilizes Variable Annuity Contracts that offer a fee-based compensation arrangement.* Variable Annuity Contracts are deemed to be both an insurance product as well as an investment.
If and when it is determined that a Fixed Annuity is appropriate for a client, C.M. Carrillo Financial Advising is compensated via a commission.
When helping clients with various types of insurance, C.M. Carrillo Financial Advising does conduct commission-based business. This applies to:
Helping You Transform Your Vision Into Your Reality
Christopher Carrillo is a Brokerage Insurance Agent with MassMutual Financial Group.
MassMutual Financial Group is a marketing designation (or fleet name) for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates and sales representatives.
Christopher Carrillo offers insurance products through MassMutual as well as other insurance carriers.
Investment Advisory Services offered through Prosperity Wealth Management, Inc., a Registered Investment Advisor. C.M. Carrillo Financial Advising and Prosperity Wealth Management, Inc. are separate entities.