Our Compensation Structure

Investments

C.M. Carrillo Financial Advising utilizes an investment platform
that provides a fee-based compensation arrangement. Our fee
structure allows us to do better when our clients do better.

529 College Savings Plans

When providing guidance regarding 529 College Savings
Plans, C.M. Carrillo Financial Advising does not charge
clients any commissions or fees.

Annuity Contracts

If and when it is determined that an Annuity Contract is appropriate for a client, C.M. Carrillo Financial Advising may be
compensated via either a commission or a fee. Different types of annuities come with different compensation structures. Some
allow for a fee-based compensation arrangement whereas others may have a commission-based compensation arrangement.

* Variable Annuity Contracts are deemed to be both an insurance product as well as an investment.

Insurance Policies

When helping clients with various types of insurance, C.M. Carrillo Financial Advising does conduct commission-based business. This applies to:

Life Insurance Policies (Whole Life, Universal Life, Term Life, Etc. ...)
Disability Income Insurance Policies

Hybrid Life-LTC Insurance Policies
Long Term Care Insurance Policies

* Variable Life Insurance Policies are deemed to be both an insurance product as well as an investment.

Vision To Reality

Christopher Carrillo is a Brokerage Insurance Agent with Massachusetts Mutual Life Insurance Company (MassMutual).

Christopher Carrillo offers insurance products through MassMutual as well as other insurance carriers.

Investment Advisory Services offered through Exodus Wealth, LLC, a Registered Investment Advisor. C.M. Carrillo Financial Advising and Exodus Wealth, LLC are separate entities.

C.M. Carrillo Financial Advising and Exodus Wealth, LLC do not render tax or legal advice.